Terms of Use

Last Updated: January 3, 2026

Terms and Conditions

Welcome to AutoFax Insurance. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions.

Acceptance of Terms

By visiting our website at autofaxinsurance.com, requesting a quote, purchasing a policy, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy. If you do not agree to these terms, please do not use our services.

These terms apply to all visitors, users, and others who access or use the AutoFax Insurance platform. We reserve the right to update or modify these terms at any time without prior notice. Your continued use of our services after any changes indicates your acceptance of the new terms.

Eligibility and Account Registration

To use our services, you must be at least 18 years of age and a legal resident of the United States. By creating an account or requesting a quote, you represent and warrant that you meet these eligibility requirements.

When you create an account with AutoFax Insurance, you agree to:

  • Provide accurate, current, and complete information during the registration process
  • Maintain and promptly update your account information to keep it accurate and complete
  • Keep your login credentials secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

AutoFax Insurance reserves the right to suspend or terminate your account if any information you provide is inaccurate, false, or incomplete, or if you violate these Terms of Use.

Use of Our Services

AutoFax Insurance provides auto insurance quotes, policy management, and related services through our website. You agree to use our services only for lawful purposes and in accordance with these terms. You agree not to:

  • Use our services in any way that violates any applicable federal, state, or local law or regulation
  • Impersonate or attempt to impersonate AutoFax Insurance, an AutoFax Insurance employee, or any other person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
  • Use our services to transmit any advertising, promotional materials, or unsolicited communications
  • Attempt to gain unauthorized access to any portion of our website or systems
  • Interfere with or disrupt our services or servers or networks connected to our services
  • Use any robot, spider, scraper, or other automated means to access our services

Insurance Quotes and Policies

When you request a quote through AutoFax Insurance, you agree to provide truthful and accurate information about yourself, your vehicle, and your driving history. Providing false or misleading information may result in denial of coverage, cancellation of your policy, or denial of a claim.

Quotes provided by AutoFax Insurance are estimates based on the information you provide. The final premium may differ based on verification of your information, underwriting review, and additional details obtained during the application process. Quotes are not guarantees of coverage and do not constitute a binding contract.

All insurance policies issued by AutoFax Insurance are subject to the terms, conditions, exclusions, and limitations outlined in your policy documents. Please review your policy carefully to understand your coverage, deductibles, and responsibilities.

Payment Terms

By purchasing a policy from AutoFax Insurance, you agree to pay all applicable premiums, fees, and charges according to the payment schedule outlined in your policy. Payment methods may include credit card, debit card, electronic funds transfer, or other methods we accept.

If you fail to make a payment when due, your coverage may be suspended or canceled in accordance with your policy terms and applicable law. We may charge late fees or service charges for overdue payments as permitted by law.

All fees and premiums are non-refundable except as required by law or as specified in your policy documents. If you cancel your policy, any refund will be calculated in accordance with your policy terms.

Cancellation and Termination

You may cancel your auto insurance policy at any time by contacting AutoFax Insurance at [email protected] or calling +1 (818) 450-3704. Cancellation will be processed in accordance with your policy terms and applicable state law.

AutoFax Insurance may cancel or refuse to renew your policy for reasons permitted by law, including but not limited to non-payment of premiums, fraud, material misrepresentation, or changes in risk. We will provide notice of cancellation as required by law.

We reserve the right to suspend or terminate your access to our website and services at any time, with or without notice, for any violation of these Terms of Use or for any other reason we deem necessary.

Intellectual Property Rights

All content on the AutoFax Insurance website, including but not limited to text, graphics, logos, images, software, and design, is the property of AutoFax Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from our website without our prior written permission. You may print or download content for your personal, non-commercial use only, provided you do not remove any copyright or proprietary notices.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by AutoFax Insurance. We do not endorse or assume any responsibility for any third-party sites, information, materials, products, or services.

If you access a third-party website from our site, you do so at your own risk. We encourage you to review the terms and privacy policies of any third-party websites you visit.

Disclaimers and Limitation of Liability

AutoFax Insurance provides its website and services on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation of our website, the accuracy of information provided, or the suitability of our services for your needs.

We do not warrant that our website will be uninterrupted, secure, or error-free, or that defects will be corrected. We do not warrant the accuracy, completeness, or usefulness of any information on our website.

To the fullest extent permitted by law, AutoFax Insurance and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or related to your use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless AutoFax Insurance and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, your violation of these Terms of Use, or your violation of any rights of another person or entity.

Dispute Resolution and Arbitration

Any dispute arising out of or relating to these Terms of Use or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in San Francisco, California, unless otherwise agreed by the parties.

You and AutoFax Insurance agree to waive any right to a jury trial and to participate in a class action lawsuit. Each party may bring claims against the other only in their individual capacity and not as a plaintiff or class member in any class or representative action.

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

Governing Law

These Terms of Use and any dispute arising out of or related to them or our services shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the extent necessary to make it valid and enforceable while preserving its intent.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any policy documents you receive, constitute the entire agreement between you and AutoFax Insurance regarding the use of our services and supersede all prior or contemporaneous agreements, representations, or understandings.

Contact Us

If you have any questions or concerns about these Terms of Use, please contact us:

Get in Touch

Email: [email protected]
Phone: +1 (818) 450-3704
Address: 981 Mission Street, San Francisco CA 94103